PLEASE CONTACT US FOR FURTHER INFORMATION AND CREDIT APP

                                          AT 705-487-0070

                                                    OR

                                     SOLEX@BELLNET.CA

HOME IMPROVEMENT EXCLUSIVE PARTNER PROGRAM

                                PROVIDED BY

MARCH/2009 PRIME RATE IS 2.50%

       AMOUNT                                RATE                                 MAX TERM                              MAX AMORT

   $5000 - $9999                   PRIME + 3.25%                      120 MONTHS                           120 MONTHS

$10,000 - $24,999               PRIME + 2.75%                      120 MONTHS                            120 MONTHS

$25,000 - $ 50,000               PRIME + 2.75%                     120 MONTHS                            120 MONTHS

PROGRAM DETAILS:

• Financing is available to customers who own their own home or cottage.  Financed products are to be permanently attached to and add value to the residence.
• Term must be equal to amortization
• 365 days payment deferrals available on approved credit, subject to applicants meeting additional credit criteria
• Credit approvals are valid for 90 days
• Minimum monthly payment is $25.00
• All rate are subject to change without notice